Barlow and Niffen - Attorneys at Law

...helping you get your life back - one person at a time!  

Bankruptcy

There are two primary types of personal bankruptcy: Chapter 7 and Chapter 13.
Chapter 7 is called liquidation. It is the most common.

Chapter 13 allows debtors to keep property, such as a house or car. In Chapter 13, the court approves a repayment plan with a default date.

Bankruptcy can erase debt, stop foreclosure, repossessions, and other debt collections. Bankruptcy usually doesn't erase child support, taxes, alimony, fines, and some student loans. Recent credit debts incurred can not be claimed.

Bankruptcy remains on your credit report for 10 years.

Please note: Barlow and Niffen, P.C. is a debt relief agency as defined by the bankruptcy code. Barlow and Niffen, P.C. helps people file for relief under the bankruptcy code.

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